The insurance industry communicates through codes and check-off boxes. If there's no check-off box for you, you don't exist.
It's my father's legacy. My father's view was that the public is the employer of these government employees and has the right to know what they're up to.
I don't like to hurt people, I really don't like it at all. But in order to get a red light at the intersection, you sometimes have to have an accident.
The incestuous relationship between government and big business thrives in the dark.